Medicare Part B

Medicare Part B Services

What is Medicare Part B?

We all know that Medicare has 4 parts. Parts A, B, C, and D. Part B covers the medical services and supplies of Original Medicare. This covers doctor’s services, preventive services, outpatient hospital care, ambulance services, Also, some other medical services that Part A does not cover, such as, DME (Durable Medical Equipment), part-time or intermittent home health and also rehabilitative services (e.g., physical and occupational therapy).

For full preventive services that’s covered under Part B, go to the Medicare Handbook.

What is the Cost of Medicare Part B?

Beneficiaries of Medicare will pay a monthly premium. The monthly premium for 2019 is $135.50, an increase of $1.50 from $134 in 2018 for Medicare beneficiaries with incomes under $85,000 (single) and $170,000 (married) and the annual deductible is $185, an increase of $2 from $183 in 2018. If you did not choose Part B when you first became eligible, this amount may be higher. Your monthly premium of Medicare Part B may go up 10% for each 12-month period that you could have been eligible but did not enroll for it, except in special cases. Because of that, you will pay this extra 10% for the rest of your life.

Medicare Part B Monthly Premium in 2019
You PayIf your annual income is
If you filed an individual tax returnIf you filed a joint tax return
$135.50$85,000 or less$170,000 or less
$189.60$85,001 to $107,000$170,001 to $214,000
$270.90$107,001 to $133,500$214,001 to $267,000
$352.20$133,501 to $160,000$267.001 to $320,000
$433.40$160,001 to less than $500,000$320,001 to less than $750,000
$460.50$500,000 or more$750,000 or more
You PayIf you’re married but you file a separate tax return from your spouse and your annual income is:
$135.50$85,000 or less
$433.40$85,001 or less than $415,000
$460.50$415,000 or more

Enrolling in Medicare Part B

Keep in mind that enrolling in Medicare Part B is your own choice. As soon as you become eligible for Medicare, you’re automatically enrolled to Part A and B, provided that you quality for Medicare disability or you’re receiving retirement benefits before the age of 65. If not, you can sign up for Part B anytime during a 7-month period that begins three months before you turn 65. In case you did not enroll during your initial enrollment period and also do not qualify for Special Enrollment Period (SEP), you will have another chance by signing up during the yearly General Enrollment Period (GEP), which is from January 1 to March 31, and with coverage that starts on July 1. Late enrollment penalty will be paid if you did not sign up during the initial enrollment period.

Call the Social Security Administration at 1-800-772-1213 from 7am to 7pm Monday through Friday or visit your local Social Security Office HERE to sign up. If you choose Medicare Part B, they usually take the premium out of your monthly Social Security, Civil Service Retirement, or Railroad Retirement payment. Medicare sends you a bill for your part B premium every 3 months that is if you do not get any of the above payments. You should get your Medicare premium bill by the 10th of the month. If you do not get your bill by the 10th, call the Social Security Administration at 1-800-772-1213, or go to your local Social Security office HERE. If you’re receiving benefits from the Railroad Retirement Board, visit your local RRB office (RRB ZIP Code Locator) or call 1-877-772-5772.

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